Applied Financial Ethicist

Exploring a new understanding of the
nature of work and the
responsibilities of wealth

Thought leadership, podcasts, and documentary film at the intersection of finance, ethics, and longevity.

Who is Dr. Dawn?

Dr. Dawn M. Carpenter is a prominent ethicist, financial advisor, and educator, currently serving as the Director of Financial Longevity at the Milken Institute. In this role, she focuses on the intersection of contributive justice research and thought leadership in the longevity economy, advocating for financial strategies that support the well-being of individuals across their lifespan.

With a rich background in capitalization and investment strategies for social purpose corporations, Dr. Carpenter emphasizes the importance of ethical financial practices that uplift marginalized communities and the working poor.

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Selected Engagements

What is Contributive Justice?

A framework for understanding the moral architecture of our economy: how work gives life meaning, how marginalization happens across every stratum of society, and how we can honor human dignity at every stage of the lifespan.

This isn’t abstract philosophy. It’s the lens through which Dr. Dawn approaches everything—from retirement policy to documentary filmmaking.

Explore the theory →

One Mission, Three Channels

Thought Leadership

Senior Fellow at the Milken Institute Center on Aging, contributing research and insight on longevity, retirement architecture, and the responsibilities of wealth. Dr. Carpenter writes on a wide range of subjects, bringing theological and philosophical insights to bear on today's pressing economic issues.

Audio Storytelling

Creator and host of What Does It Profit?—an award-winning podcast exploring the most innovative ways we can reconcile capitalism's demand for profit with the long-term well-being of people and the planet. From socially-responsible investing to conscious consumerism to business ethics in this age of extremes.

Film & Documentary

Producer of Interwoven and ongoing documentary projects that bring contributive justice to life through visual storytelling—from the margins of society to the corridors of power. Award-winning work that makes complex ideas accessible and human.

What Does It Profit?

Dr. Dawn talks with thinkers, researchers, entrepreneurs, executives, and workers—exploring the cutting-edge ideas and experiments driving the purpose-driven business revolution. Your guide to reconciling profit with the long-term well-being of people and the planet.

2025 W3 Gold Winner Gold – Cause Awareness "Locked Doors"
2025 W3 Gold Winner Gold – Documentary "Locked Doors"
2025 W3 Silver Winner Silver – Public Service & Activism "Safety First"
2024 W3 Silver Winner Silver – Best Indie Podcast "California Dreaming"
2024 W3 Silver Winner Silver – Best Indie Podcast "Entertaining AI"
2024 W3 Silver Winner Silver – Public Service & Activism "Entertaining AI"
2023 W3 Gold Winner Gold – Cause Awareness "Brewing Change"

Film & Documentary

Some ideas need to be seen to be understood. Through documentary film, Dr. Dawn brings contributive justice out of the abstract and into the lived experiences of real communities — capturing the dignity of work, the weight of economic displacement, and the resilience that follows.

Her debut feature, Interwoven, follows the people of Morganton, North Carolina as they reimagine their town's storied textile legacy through sustainable practices and worker ownership. It's a story about what happens when a community refuses to let globalization have the last word.

Dec 30 2025

Markets With Memory: A Brussels Holiday Reflection

I came to Brussels for a family holiday and a change of pace. Fewer plans. Longer meals. Time to be together without rushing from one...
Dec 27 2025

When the Ladder Breaks: Financial Nihilism Among America’s Youth

By nearly every conventional metric, the economic starting point for young Americans has weakened, and the data read less like a setback...
Nov 19 2025

The Ethics Behind the Longevity Equation

As a financial ethicist at the Milken Institute, I spend my days in the space where numbers meet values. This is where the realities of...
Apr 03 2025

Revitalizing Communities: The Essential Role of the Community Reinvestment Act

The Community Reinvestment Act (CRA) has been a pivotal piece of legislation since its enactment in 1977. It aimed at addressing the...
Mar 18 2025

Navigating Retirement Planning Pitfalls: The Untapped Potential of Financial Solutions

As retirees face significant changes in their economic environment, they must navigate a landscape where longevity expectations are...
Mar 06 2025

The Solidarity Economy: A Pathway to Social Transformation

The Solidarity Economy (SE) represents a transformative approach to economic relations, emphasizing cooperation, mutual aid, and social...
Feb 11 2025

Health and Wealth: A Dual Perspective

The relationship between health and wealth is complex and multifaceted, deeply rooted in social, economic, and environmental factors....
Feb 05 2025

The Power of Durable Powers of Attorney: Essential Tools for Planning

Durable powers of attorney (DPAs) are critical legal instruments that allow individuals to appoint an agent to manage their financial and...
Feb 04 2025

Unlocking Legacy: The Role of Philanthropy in Financial Planning

In a world increasingly focused on wealth accumulation and financial success, the concept of legacy often gets overshadowed by the...
Jan 28 2025

Investing in Health: The Financial Benefits of Preventive Care and Wellness Programs

As healthcare costs continue to rise, more organizations are investigating the financial benefits of investing in the health of their...

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Dr. Dawn has a passion for engaging with challenging ideas—synthesizing concepts across theological, economic, and philosophical ways of thinking. She is as comfortable speaking to a Corporate Board as she is to an auditorium of scholars.

From keynotes to fireside chats to panel discussions, her most satisfying conversations are often with those who never even dreamed these ideas might have relevance to them.

Whether you’re seeking an interview source, a keynote speaker, a panel participant, or a creative collaborator on film and media projects—Dr. Dawn welcomes inquiries from journalists, producers, and organizations aligned with these ideas.